First time buyers

Britannia this week has entered the market for first-time buyers with a mortgage at 90 per cent.

Rates for 90 per cent LTV options on the fixed rate deals between two and fifteen years are still higher than lower LTVs – but fees are the same.

The two-year fix up to 90 per cent is at 5.49 per cent with no fees and 5.09 per cent with fees.

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