Nearly half of homeowners are less confident about using equity from their home to supplement their pension. Research also found almost a third of homeowners are less confident of using equity from property than a year ago, since house prices started to slide. Those aged 55 and above have suffered the biggest drop in confidence in property forming part of their retirement savings; nearly half of this age group are less confident than a year ago. Marking an end to the UK’s decade-long housing boom, analysts are predicting house price falls of at least 10% this year, shattering consumer confidence.