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The Fools Blog
I have grim news for homeowners and those looking to leap onto the property ladder. The worldwide credit crunch which began last summer has made banks very nervous and wary. Banks are no longer willing to lend to anyone with a pulse or anyone who can fill in a mortgage application, at least.
Lenders are going back to their roots by taking on borrowers who are sure to be a good risk. Therefore, the glory days of reckless lending and booming house prices are dead and buried!
