10 Year Fixed Rate Announced At 4.69%

The mortgage is available up to 80% loan to value and there is no higher lending fee payable. There is a 0.5% completion fee. You may make a capital repayment each year of up to 10%. The mortgage is portable, should borrowers move during the fixed period and there is also free mortgage payment protection for the first six months. Tapered early repayment charges apply: 6% of the amount redeemed in years 1-2, 5% in years 3-6, 4% in years 7-8, 3% in year 9 and 2% in year 10.