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This is a relatively recent addition into the marketplace allowing you to keep all of your money in one place. This includes your savings, current account, credit cards, loans, and earnings. The idea behind this type of mortgage is that all your money reduces the outstanding balance on your mortgage and as the interest is calculated daily, your interest payments are correspondingly reduced.
- Keep track of all your money in the comfort of one account
- You may be able to pay the mortgage off early making your money work for you
- Interest rates are generally higher than a standard mortgage
- Fixed rates are not available for this product