Eligibility for cover under the policy

• You are at least 18 but under 65 years of age and you live and work in the United Kingdom, (including the Channel Islands or the Isle of Man);
• You are taking out the policy to protect your mortgage on the private residential property that you live; and
• You agree to keep the policy conditions.

You are not eligible for cover under the policy if:

• You are aware of any circumstances that may result in you becoming unemployed;
• You work is of a casual temporary or seasonal nature;
• You work for a temporary employment agency;
• Unemployment is a regular feature of this particular job; or
• You are currently unable to work due to disability (this clause does not apply if on maternity leave).