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Residential Spanish Mortgages
In Spain, residents will find that they are sometimes entitled to better terms and conditions than those available to non residents. The most notable exception to this rule is regarding second home purchases where there is little or no difference to those offered to non-residents.
It is therefore important to clarify your status as resident or non-resident as early as possible.
Residential products include:
- Up to 40 year interest only mortgages (must be under 30 yrs of age)
- Self certification mortgages
- Mixed interest only/repayment mortgages
- Low start mortgages
- 100% mortgages
- Fixed rate mortgages
- Fixed payment mortgages
- Bridging loans
- Self build mortgages
- Rustic property
- Re-mortgages
- Equity release
- Offset mortgages
Term available up to 40 years provided the maximum age does not exceed 80.
- Mortgage for Property
in Spain - Which Spanish
Mortgage Is The
One For You? - Independent
Professional
Advice in Spain - Are You A Resident
of Spain for
Mortgage purposes? - Non-Residential
Spanish mortgages - Residential Spanish
Mortgages - Spanish Mortgage
Applications - The Cost of Buying ?
New Build Properties
in Spain - The Cost of Buying ?
Resale Properties
in Spain - Spanish Mortgage
- Glossary of Terms
relevant to Spanish
Mortgages
