Non-Residential Spanish mortgages

Non residents who require Spanish mortgages are normally limited to a maximum loan size of 70% of the purchase price.

As in the UK, there are a limited number of lenders who will offer deals over and above this up to 90% based on circumstances.

The maximum term for Spanish mortgages is 40 years with an age limit of 80 in the final year.

Products available include:

  • Up to 30 year interest only mortgages
  • Fixed rate mortgages up to 20 years
  • Repayment mortgages
  • Low start repayment mortgages
  • Mortgages provided for purchase of plot
  • Bridging Finance
  • Rustic property up to 60%
  • Re-mortgages up to 75%
  • Self certification up to 60%
  • Equity release for any purpose

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