Concrete and Prefabricated House Construction Mortgage

Most properties of concrete construction (concrete houses, concrete bungalows etc) will appear on what is known as the defective list and therefore are not deemed mortgagable unless they have been ‘repaired’. This means that the concrete construction has been bricked to a certain standard.

Mortgage Solutions has access to companies who will lend on concrete and prefabricated houses regardless of whether they have been repaired. Rates can tend to be higher due to the increased lending risk.

Please note: For customers looking to purchase Laing Easiform or Wimpey No Fines properties, we have access to rates which are more in line with standard construction homes.

This also reflects on customers who already have a mortgage on a concrete house of these types looking to reduce monthly payments. Call us for more information on these rates and offers