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Self Certification
With a self-certification mortgage you declare what your income is but you do not need to provide any proof. Self-certification mortgages are suitable for applicants whose income is not easily verifiable whether you are employed or self-employed.
These job types can include:
- Unsalaried company directors
- Contractors
- Commission based workers
- People with seasonal or temporary earnings
- People with more than one income
- Borrowers on a low wage who have an inheritance fund or other family income
- Freelance workers
If you fall into one of the above categories you're probably one of many who know you can afford a mortgage, but have difficulty proving your income. Fortunately there are a number of competitive self-certification mortgage products available.
As a specialist self-certification mortgage broker, we have access to a number of exclusive deals from both mainstream and specialist mortgage lenders.
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